The Gilbane Advisor

Curated for content, computing, and digital experience professionals

State government / citizen Intrepids

The latest post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


Most State Government interactions with their citizens are repeating in nature. Application for licenses, registration, services, or reporting taxes, revenue, and production details, citizens and businesses do these things on monthly, quarterly, or annual basis. Much of the information provided is generally static with only a few fields whose values may change during each period. We believe there is an opportunity for State Governments (certainly Texas, our home state but we expect pretty much all of them) to reduce the wasted time and effort of their citizens when requiring them to comply with local reporting requirements.

The following Intrepids represent only a small fraction of applications of repetitive data exchange between Texans and the Texas State government. An Intrepid overlay application SaveTimeTx https://savetimetx.com/ reduces the effort required by citizens and businesses to file reports and transfer data to the State. 

Webfile https://lnkd.in/g4vH8zRQ – filing tax reports online. Only the revenue fields change in each report period.

Production Report https://lnkd.in/gxgFxmF6 – Oil and Gas production report in TX. Most fields are static.

Vehicle Registration https://lnkd.in/gxwTHDK8 – Annual registration at DMV. All fields are static.

In a loosely coupled State/Citizen ecosystem, Intrepid-based filings or applications will save citizens and businesses significant effort over a single year. An Intrepid mechanism such as SaveTimeTX https://savetimetx.com/ (or equivalent) can significantly reduce friction between State/Citizen interactions.

We are interested in your feedback. https://lnkd.in/gm3fAPhP

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Travel Intrepid – https://lnkd.in/gBSYj7h5
Resume Intrepid – https://lnkd.in/giNkzrPR
Other Intrepids – https://lnkd.in/gMg6UuTu
Personal Health Profile Intrepid – https://lnkd.in/gmtu4x5t
Data Preferences Intrepid – https://lnkd.in/gS–wF_8
Support / Receipt Intrepid – https://lnkd.in/gXJadWuX
An Invoicing / Payment application – https://lnkd.in/gtzwqa3e

Future Topics

State Government Applications – this
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

Intrepid user illustration
An Intrepid User

The Invoice Intrepid

The next post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


The Invoice Intrepid https://lnkd.in/gnkmNMya enables end-to-end generation and payment of invoices, directly from payor’s checking accounts. The BaankPaay https://baankpaay.com/ prototype application demonstrates how Intrepids can facilitate such a transaction, safely and securely, without giving access to the payor or the payee to each other’s bank accounts. Payments are transactional, vendors and customers don’t need to expend efforts to create auxiliary Zelle accounts. There is also no need to do provide banking and other data to 3rd party fintech intermediaries or pay rents to them.

Here is how a hypothetical transaction would work

  1. Having delivered a product or a service, a vendor raises an invoice in their accounting system.
  2. At some future point in time, their accounting application would simultaneously produce an Invoice Intrepid, identifying the customer, the vendor, the products/services, the amount to be paid, AND the vendor’s bank account information. Currently, the vendor would need to go to BaankPaay https://baankpaay.com/ to do this.
  3. Vendor emails the encrypted Intrepid to customer. 
  4. Customer uploads the invoice Intrepid into to their bank. She is shown vendor’s name, amount, and purchase details but not the vendor bank account information.
  5. Customer approves the payment and uploads her bank account Intrepid from which to pay. Customer also specifies payment parameters such as a payment schedule, as negotiated.
  6. Customer’s bank executes a money transfer from customer account to vendor bank/account.
  7.  Customer’s bank sends her a transfer receipt.

For now, we overlook the regulatory or legal work banks may need to do before they deploy such an application but conceptually that is it.

We are interested in your feedback. https://lnkd.in/gm3fAPhP

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Travel Intrepid – https://lnkd.in/gBSYj7h5
Resume Intrepid – https://lnkd.in/giNkzrPR
Other Intrepids – https://lnkd.in/gMg6UuTu
Personal Health Profile Intrepid – https://lnkd.in/gmtu4x5t
Data Preferences Intrepid – https://lnkd.in/gS–wF_8
Support / Receipt Intrepid – https://lnkd.in/gXJadWuX

Future Topics

An Invoicing / Payment application – this
State Government Applications 
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

The Support/Receipt Intrepid

The eighth post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


The Support/Receipt Intrepid enables a useful application for businesses. When businesses provide their customers a Support/Receipt Intrepid (https://lnkd.in/gvYwEZuz) for every transaction, they ensure that their customers, when seeking support/service, will always be able to authenticate themselves to automated systems. By presenting a precise and accurate record of all elements of the transaction, in all but the most complex support cases, software-based systems can respond to customer requests in an automated asynchronous fashion. Which reduces support costs tremendously.

Intrepids-based support enhances customer experience. No longer do they need to locate product / service identifiers (product/model numbers, paper/email receipts, warranty information), no longer do they need to be switched from call center to call center, no longer do they need to navigate complex websites to find support for their one need; they simply need to upload their Receipt Intrepid to NoCallSupport https://nocallsupport.com/ (or an equivalent site), create a support request from dropdown support menu options and submit it. They are no longer tethered to a business’ support call centers or websites to get their work done. They can go about their day with the assurance that their data/request has been received and when the request is completed, they will be notified by text or email.

Create a dummy Intrepid at Support/Receipt Intrepid page (https://lnkd.in/gvYwEZuz) and visit NoCallSupport https://nocallsupport.com/ to see this new support paradigm in action. The NoCallSupport application is customizable and business specific, so it is a demonstration, not a final product. Our Support/Receipt Intrepid should work for many businesses; a specific Support/Receipt Intrepid focused on your business alone is easily created. The Support/Receipt Intrepid can be viewed by customers but cannot be modified, and so retains its integrity through its life. For new businesses or startups, Intrepid-based support enables a new support paradigm that minimizes support costs and establishes a framework for “no call, no web, no touch” automated software-based support for your company.

We are interested in your feedback. https://lnkd.in/gm3fAPhP

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Travel Intrepid – https://lnkd.in/gBSYj7h5
Resume Intrepid – https://lnkd.in/giNkzrPR
Other Intrepids – https://lnkd.in/gMg6UuTu
Personal Health Profile Intrepid – https://lnkd.in/gmtu4x5t
Data Preferences Intrepid – https://lnkd.in/gS–wF_8

Future Topics

Support / Receipt Intrepid – this
An Invoicing / Payment application
State Government Applications 
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

The MyDataPrefs Intrepid

The seventh post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


Starting with GDPR in EU and CCPA in California, the consumer privacy regulatory regimes empower consumers to instruct businesses on how their personal data is to be used. We are not experts on these regulations, but it seems to us that requiring businesses to follow consumer preferences on data use is not very useful if there are no easy mechanisms for consumers to transmit these preferences to businesses. No one is going to fill out forms at each website they visit instructing them on their preferences.

Check out the CCPA (https://lnkd.in/g3aMCWhQ) and the GDPR (https://lnkd.in/gRUjs7S3) data directive Intrepids and visit the MyDataPrefs (MDP) (https://mydataprefs.com/) application. These Intrepids allow users to capture their data privacy preferences in a structured format so they can be transmitted to a business existing under specific regulatory jurisdictions. 

MDP, an overlay application that uses the Intrepid technology, enables users to create their own data preference Intrepids. When directed by users, it will (eventually) transmit these preferences to well-known applications (if required by the Regulations) at businesses. 

We have not done this yet, but we plan to incorporate these preference directives into browser extensions that automatically transmit these preferences to every website the user visits. The return response can be saved as the evidence of the data preference transmittal and can be used to audit and track businesses for compliance. 

We are interested in your feedback – https://lnkd.in/gm3fAPhP.

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Resume Intrepid – https://lnkd.in/gaz-SBeu
Travel Intrepid – https://lnkd.in/gPVvfci2
Other Intrepids – https://lnkd.in/gMg6UuTu
Personal Health Profile Intrepid – https://lnkd.in/gmtu4x5t

Future Topics

Data Preferences Intrepid – this
Support / Receipt Intrepid
An Invoicing / Payment application
State Government Applications 
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

Intrepid user illustration

Personal Health Care Intrepid

The sixth post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


If you have visited a health care provider recently, it is likely that your office visit began with a request to arrive 15 minutes early to fill out some paperwork. Certainly, this is the case when you visit a new provider, but even existing providers want periodic updates on your health history. 

Check out the Health Profile Intrepid (PHP) – https://lnkd.in/gxP6MJxZ if you wish to avoid this drudgery. You can create a structured version of your health profile that captures personal information, insurance information, family history, health conditions, medicines and dosage, vaccine information, allergy information, surgery, and hospitalization information. When asked for this information, you simply transmit this data into the provider’s EHR system where it is stored appropriately (note rekeying of data not required).

You can also use MyVitalHealthData (MVH) – https://lnkd.in/gShuYQQy for creating and transmitting Intrepids to your service providers. MVH, an overlay application that uses the Intrepid technology, will eventually enable patients to directly transmit their PHP to their care providers, should they accept Intrepids. If your current provider doesn’t accept Intrepids, you can still print your PHP from MVH, and deliver it to them, if you prefer not to fill out forms sitting in their offices.

We know Health Information is intensely personal and private. MVH and the Intrepid applications do NOT store any of your data; all data is purged when transmitted to you or your care provider. 

We are interested in your feedback – https://lnkd.in/gm3fAPhP.

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Resume Intrepid – https://lnkd.in/gaz-SBeu
Travel Intrepid – https://lnkd.in/gPVvfci2
Other Intrepids – https://lnkd.in/gMg6UuTu

Future Topics

Personal Health Profile Intrepid – this
Data Preferences Intrepid
Support / Receipt Intrepid
An Invoicing / Payment application
State Government Applications 
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

Gilbane Advisor 7-27-22 — Databricks vs. Snowflake, Apple futures

Hello Reader:

This week we feature articles from Tony Baer, and the CB Insights team.

Additional reading comes from Loraine Lawson, James Vincent, Zhengpeng Li, Jiansheng Wu, Jiawei Miao & Xinmiao Yu, and Anil Tilbe.

News comes from Access Innovations, IBM, Squarespace, and Botminds.

👉 We don’t usually publish the newsletter in August, though we sometimes can’t resist a post or tweet or two. We will return to our weekly schedule in September. In the meantime, if you’ve missed any of the past 53 issues you can see them here; those, as well as all older issues can be found here.


Opinion / Analysis

Data chess game: Databricks vs. Snowflake

Tony Baer argues that MongoDB, Snowflake and Databricks are the hottest companies in position to own the enterprise cloud data platform market. In this post he focuses on the competition between Databricks and Snowflake in a useful comparison. In a follow-up post, not live yet as I write this, he will consider what more Databricks, MongoDB and Snowflake need to do to appeal to the broader enterprise. (6 min)

https://venturebeat.com/2022/07/25/data-chess-game-databricks-vs-snowflake-part-1/

Analyzing Apple’s growth strategy

From digital health to AI, we look at where Apple is acquiring, investing, and partnering. Discover the Apple strategy map.

The CB Insights team does such a great job of content marketing that I’ve been following them for years without becoming a client. I mean this as a compliment — they are smart, funny, generous with free research, and have grown quickly as a result. Oh, and they don’t pay me either. (6 min)

https://www.cbinsights.com/research/apple-strategy-map-investments-partnerships-acquisitions/

All Gilbane Advisor issues

More Reading…


Content technology news

Data Harmony suite Recommender released

To improve article and content searches with semantic fingerprinting; automatically displays items with the same semantic fingerprint nearby.
https://gilbane.com/2022/07/data-harmony-suite-recommender-released/

The release of Deep Search for Scientific Discovery (DS4SD), is an open-source toolkit for scientific research and businesses.
https://gilbane.com/2022/07/ibm-research-open-sources-toolkit-for-deep-search/

Squarespace launches Fluid Engine

Their next generation website design system makes it possible for beginners or pros to achieve professional designs for mobile and websites.
https://gilbane.com/2022/07/squarespace-launches-fluid-engine/

Botminds Document AI now available in Microsoft Azure Marketplace

Botminds provides AI-powered solutions that read and understand documents, a search engine, document analytics, and document-based process automation.
https://gilbane.com/2022/07/botminds-document-ai-now-available-in-microsoft-azure-marketplace/

All content technology news


The Gilbane Advisor is curated by Frank Gilbane for content technology, computing, and digital experience professionals. The focus is on strategic technologies. We publish recommended articles and content technology news weekly. We do not sell or share personal data.

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Botminds Document AI now available in Microsoft Azure Marketplace

Botminds AI announced the availability of Botminds Document AI platform in the Microsoft Azure Marketplace, an online store providing applications, and services for use on Azure. Botminds’ customers can now take advantage of the Azure cloud platform, with streamlined deployment and management.

Botminds is an integrated platform for Document Understanding/Intelligent Document Processing (IDP). Botminds provides AI-powered solutions that read and understand documents, a search engine to query any document, enriched document analytics, and end-to-end document-based process automation. Custom AI models, help organizations transform data into intelligent actionable insights in a matter of weeks.

The Azure Marketplace is an online market for buying and selling cloud solutions certified to run on Azure. The Azure Marketplace helps connect companies seeking cloud-based solutions with partners who have developed solutions that are ready to use.

https://www.botminds.ai

The universe of Intrepid applications is large, part 2

The fifth post from Girish Altekar on Intrepid technology and applications*. The introductory post is here and all our re-published intrepid posts are here.


Here is the second half of the previous post. Let us know if you can think of other uses.

Covid Passport – A Covid Passport Intrepid would have been easy to manage and use. Only access to a central verification database would have been required. https://lnkd.in/g-ZFbNfe

Driver’s License – When you are required to provide your driver’s license number to applications. Using a Bluetooth or NFC receiver can enable the delivery of the license anywhere. We are aware there are large State govt. efforts to create smartphone-based DL systems. https://lnkd.in/gjCZ68Vc

Home/House – The House Intrepid encapsulates all the features of a house so you can apply for a mortgage, sell, insure, make a claim against. Ideally this Intrepid is created when the architectural plans of a house are created, and then transmitted to every subsequent owner. When remodeled, the house Intrepid can be easily updated. No need to depend on 3rd party home descriptions that are generally riddled with inaccuracies. https://lnkd.in/gyR5G67T

Vehicle Info – The Vehicle Intrepid captures your vehicle data to assist you in selling, insuring, and providing vehicle data to registration, repair, and other applications. https://lnkd.in/gSmTXDQK

Over time we will create many more vocabularies to describe more facets of our lives and the data associated with them. When Intrepids are accepted by applications, the transaction time, and the effort to complete your daily tasks will be vastly minimized. 

We are interested in your feedback. https://lnkd.in/gm3fAPhP

Previous Intrepid related posts available at intrep-id.com.
Introduction – https://lnkd.in/g7VyFyya
Travel Intrepid – https://lnkd.in/gPVvfci2
Resume Intrepid – https://lnkd.in/gaz-SBeu

Future Topics

Other Intrepids – this
Personal Health Profile Intrepid
Data Preferences Intrepid
Support / Receipt Intrepid
An Invoicing / Payment application
State Government Applications 
Summing it up And Current Status

https://intrep-id.com

*Disclosure: I am an advisor to the Intrepid team.

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